XRP, the
native token of Ripple’s XRP Ledger, is stealing the spotlight in 2025. After
surging 600% from November 2024 to January 2025, it’s now consolidating around
$2 Yet, a blockbuster prediction from Standard Chartered (Stan Chart) has
reignited excitement: XRP could hit $12.50 by 2028, a 500%+ leap from today’s
levels.
Even more
audacious, the bank sees XRP overtaking Ethereum’s (ETH) market cap,
potentially becoming the second-largest non-stablecoin crypto behind Bitcoin (BTC).
But how
realistic is this forecast? What’s fueling XRP’s potential ascent, and what
risks lie ahead? In this in-depth guide, we’ll unpack Standard Chartered’s
bullish outlook, analyze the market dynamics propelling XRP, and provide
actionable insights.
From
regulatory wins to technical signals, here’s everything you need to know about
XRP’s trajectory in 2025 and why the XRP price is going up.
Geoffrey
Kendrick, Standard Chartered’s Global Head of Digital Assets Research, laid out
a multi-year roadmap for XRP that’s turning heads. In a recent report from this
week, Kendrick projects:
- 2025:
$5.50,
over 200% jump from $2. - 2026:
$8.00, up 44% year-over-year. - 2027:
$10.40, nearing double-digit territory. - 2028: $12.50, a 500% rise from
today, with XRP potentially flipping Ethereum’s market cap. - 2029: A slight dip to $12.25,
stabilizing at lofty levels.
You may
also like: How
Low Can Bitcoin Go? This Expert Predicts BTC Price Drop to $10,000
Geoffrey Kendrick, Standard Chartered’s Global Head of Digital Assets Research
Kendrick’s
optimism isn’t blind hype—it’s grounded in three pivotal drivers: regulatory
clarity, cross-border payment utility and tokenization and ETF potential.
- Regulatory Clarity: Ripple’s
legal saga with the U.S. Securities and Exchange Commission (SEC) took a
decisive turn in 2025 when the SEC dropped its appeal. “This was
expected after Trump’s crypto-friendly administration took hold,” Kendrick
noted. A clearer regulatory path removes a long-standing overhang,
boosting investor confidence. - Cross-Border Payment Utility: XRP’s core strength lies in
facilitating fast, low-cost international transactions. Kendrick compares
its role to stablecoins, citing their 50% annual transaction volume
growth. “XRP’s blockchain is a payments chain,” he said, projecting
similar adoption curves. Ripple’s partnerships with institutions like
Santander and SBI Holdings reinforce this edge. - Tokenization and ETF Potential: Ripple is diving into asset
tokenization, including U.S. Treasury bill funds and its stablecoin,
RLUSD. Kendrick
also anticipates SEC approval for a spot XRP ETF by Q3 2025,
potentially unlocking $4–8 billion in inflows within the first year. “This
would legitimize XRP for institutional and retail investors,” he added.
XRP to hit $5.5 by ’25 & $12.5 by ’28?
Standard Chartered thinks so, citing Ripple’s cross-border payments strength
pic.twitter.com/xRJkjdpdPw
— Halvings.org (@Halvings_org) April 10, 2025
However,
Kendrick acknowledges hurdles. XRP’s developer ecosystem lags behind
Ethereum’s, and its low-fee model may cap value capture. Still, he believes
these are outweighed by XRP’s real-world utility and market tailwinds.
XRP Price Is Up Today
As of
Saturday, April 12, 2025, one XRP is trading at $2.05 on the Bitstamp exchange,
reflecting a 0.16% increase since the start of the session. This continues the
upward momentum from Friday, when the token surged by nearly 3%.
Over the
past 24 hours, XRP has gained approximately 3%, pushing its market
capitalization to nearly $120 billion. The daily trading volume exceeds $3
billion.
XRP Price Today. Source: CoinMarketCap
Why Is XRP Going Up? The 5
Main ReasonsssWhy Is
XRP’s
potential isn’t just about one bank’s forecast. A confluence of factors is
setting the stage for a breakout, offering retail investors a compelling case
to watch closely:
1. Regulatory Tailwinds
The SEC’s
decision to pause its Ripple appeal, combined with President Trump’s pro-crypto
policies, has shifted sentiment. Trump’s proposed strategic crypto
reserve—though initially excluding XRP—signals broader market support that
could lift all boats.
2. Institutional Adoption
Ripple’s XRP
Ledger is gaining traction for cross-border remittances. Banks in Japan,
Latin America, and the Middle East are testing XRP for liquidity provisioning
via RippleNet’s On-Demand Liquidity (ODL) service.
3. ETF Hype
The U.S.
launch of a leveraged XRP ETF in 2025, while not a spot product, sparked buzz.
Bloomberg’s Eric Balchunas called it a sign “nature is healing” for crypto’s
bold predictions. A spot ETF approval could drive billions in inflows,
mirroring Bitcoin’s ETF-fueled rally in 2024.
4. Tokenization Ambitions
Ripple’s push
into tokenized assets—like Treasury bills and RLUSD—positions XRP as a
backbone for next-gen finance. Kendrick sees the XRP Ledger evolving into a
“tokenization chain,” amplifying its utility beyond payments.
5. Market Resilience
Despite a
7.4% drop in 24 hours amid Trump’s tariff-induced selloff, XRP’s $1.75 support
held firm.
“Honestly, it’s hard to justify XRP rallying nearly 4x since
November while Ethereum, a technically superior and far more widely adopted
platform, has dropped almost 40% in the same timeframe,” Dr. Kirill Kretov at CoinPanel commented for FinanceMagnates.com. “I’m starting to think
ETH underperformance and XRP overperformance are more connected than they seem.”
How High Can XRP Go?
Technical Analysis and Historical Context
Standard
Chartered’s $12.50 call implies a market cap nearing $700 billion—nearly seven
times XRP’s current $100 billion. Is this feasible? Let’s break it down with
technicals and history.
Technical Analysis
Based
on my technical analysis, XRP’s price chart reveals a bearish regression
channel forming since the January 2025 highs, characterized by lower highs and
lower lows. The lower boundary of this channel was tested earlier this month,
providing a foundation for XRP’s recent bounce. The upper boundary currently
sits near $2.52, which I view as the short-term upside target for the token.
Additionally,
I’ve mapped out a grid of support and resistance levels. The key support zone
lies at the February and April 2025 lows around $1.77, reinforced by the
psychological $2.00 level tested in December 2024, as well as significant
activity between late February and early March 2025.
XRP/USDT Price Chart. Source: TradingView.com
On the
resistance side, the first hurdle is at $2.59, aligning with the upper edge of
the bearish regression channel and local highs from mid-March 2025. The next
resistance zone spans $2.87–$2.99, defined by peaks from December 2024 and
March 2025. The ultimate resistance is at $3.40, marking this year’s
high.
Support and Resistance Levels
|
Type |
Price Level |
Description |
|
Support |
$1.77 |
February |
|
Support |
$2.00 |
Psychological |
|
Resistance |
$2.52 |
Upper |
|
Resistance |
$2.59 |
Mid-March |
|
Resistance |
$2.87–$2.99 |
Zone |
|
Resistance |
$3.40 |
2025 |
Historical Context
XRP’s
past offers perspective:
- 2017–2018: XRP soared 36,000% to $3.40,
driven by crypto mania, before crashing 80%. - 2024–2025: A 580% rally from $0.50 to
$3.00 post-Trump’s election shows XRP’s volatility. A 500% jump to $12.50
is bold but not unprecedented if adoption scales.
What Could Derail XRP’s
Rally? Risks to Watch
No
forecast is bulletproof. Here are the key risks for retail investors to
monitor:
- Macroeconomic Turbulence: Trump’s
tariffs—potentially 60% on Chinese imports—are spooking markets. A
global trade slowdown could sap crypto liquidity, capping XRP’s upside.
- Regulatory Reversal: While Trump’s administration
leans pro-crypto, a policy shift or SEC crackdown could stall ETF
approvals, denting sentiment. - Competition: Stablecoins like USDT and
SWIFT’s blockchain experiments threaten XRP’s payment niche. If
banks pivot to alternatives, demand could wane. - Technical Weakness: A break below $1.75 could
trigger a slide to $1.30, per Martinez’s bearish scenario. Retail
investors should set stop-losses to manage downside.
- Developer Ecosystem: Kendrick flags XRP’s smaller
dev community as a bottleneck. Ethereum’s robust ecosystem could keep it
ahead unless Ripple scales innovation.
Why XRP Might Outshine
Expectations
Despite
risks, XRP’s fundamentals paint a rosy picture. Here’s why bulls are doubling
down:
- Supply Dynamics: XRP’s 57 billion circulating
supply (of 100 billion total) limits dilution compared to inflationary
tokens. A $12.50 price implies strong demand, not token bloat. - Institutional Backing: Firms like Grayscale and
Bitwise are filing for XRP ETFs, signaling confidence. - Global Reach: Ripple’s 70+ country
footprint, from Japan to the UAE, gives XRP a head start in emerging
markets. - Historical Resilience: XRP weathered a multi-year
SEC lawsuit and still hit $3.00 in 2025. Its ability to rebound is
unmatched.
XRP Price Predictions 2025–2028
The bank’s
Geoffrey Kendrick emphasizes the XRP Ledger’s potential to evolve into a
tokenization hub, projecting a market cap that could rival Ethereum’s. This
trajectory assumes robust institutional adoption and sustained global demand
for efficient payment solutions, though it acknowledges risks like a smaller
developer ecosystem.
|
Source |
2025 |
2026 |
2027 |
2028 |
Key Drivers |
|
Standard Chartered |
$5.50 |
$8.00 |
$10.40 |
$12.50 |
ETF |
|
CoinPedia |
$5.81 |
$8.60 |
– |
– |
RippleNet growth, banking adoption |
|
Changelly |
$2.05 |
– |
– |
$7.10 |
Conservative |
|
Egrag Crypto |
$17.00 |
– |
– |
– |
Technical patterns, $3.40 breakout |
CoinPedia
aligns closely with Standard Chartered for 2025, predicting $5.81, and edges
slightly higher to $8.60 by 2026. Their analysis focuses on RippleNet’s
expanding footprint in banking, particularly in Asia and Latin America, where
institutions are leveraging XRP for liquidity.
Changelly
takes a more conservative stance, projecting $2.05 for 2025 and $7.10 by 2028.
This restrained outlook accounts for potential volatility from global trade
tensions and a slower pace of institutional uptake.
Egrag
Crypto delivers the boldest call, forecasting a staggering $17.00 by 2025. This
technical-driven prediction stems from chart patterns, notably a future
breakout above $3.40, which Egrag sees as a launchpad for exponential gains.
Others
also liked: Will
XRP Go Up? New Price Forecasts Show If XRP Can Reach $100
How Thin Markets Could
Amplify XRP’s Next Move
Kretov from CoinPanel also
broke down the trading dynamics that could make XRP a volatile standout in
today’s crypto landscape.
“In thin
markets, miracles are always possible, especially when large players are
involved,” Kretov explains. “But charts only show the consequences of
decisions, not the decisions themselves.” To get to the heart of XRP’s
potential, he analyzed the order books for XRP/USDT on Binance and XRP/USD on
Coinbase, asking a simple question: What would it take to double XRP’s price,
say, from $2 to $4?
Source: CoinPanel
The numbers
are striking. “On Binance, you’d need roughly $77.6 million to clear the sell
side and reach $4, about 27 million XRP in the book,” Kretov notes. “On
Coinbase, it’s a bit thicker—around $100 million for the same 2x move, or 33
million XRP.” While these figures sound hefty, they pale in comparison to other
major cryptocurrencies. For perspective, doubling Ethereum’s price would also
require about $100 million, but ETH benefits from deep liquidity across
decentralized exchanges and DeFi platforms. Bitcoin? A mere 10% upward move on
Binance’s BTC/USDT pair would demand nearly $200 million in market orders.
This
disparity highlights XRP’s unique position. “This illustrates how much easier
it is to move altcoin prices like XRP than it is with BTC or ETH,” Kretov says.
In illiquid conditions, a single whale—or even a well-timed event—could trigger
a dramatic repricing. A $100 million buy, for instance, could jolt XRP’s price,
spark headlines, and inflate its perceived market cap, even if the surge isn’t
sustainable. However, Kretov warns of the ripple effects: “A purchase that
large would cause slippage, arbitrage across exchanges, and attract fresh
liquidity, so the effect wouldn’t be permanent.”
XRP Price Prediction: FAQ
How High Can XRP Go by
2028?
Standard
Chartered’s $12.50 target implies a 592% rise from $1.80, driven by ETF
approvals and payment adoption. “XRP’s market cap could hit $700 billion,”
Kendrick says. More conservative estimates, like Changelly’s $7.10, reflect
macro risks. A $5–$15 range feels balanced.
What If I Bought $100 of
XRP Today?
At $1.80,
$100 buys 55.56 XRP. If it hits $12.50 by 2028, that’s $694—a 594% return. Even
at $5.50 (2025), it’s $305. But a drop to $1.30 could shrink it to $72. Diversify
to manage risk.
Is XRP a Good Investment
in 2025?
XRP’s
utility, ETF buzz, and regulatory wins make it compelling. With $1.75 support
holding, $100–$500 entries suit risk-tolerant investors. Watch tariffs and
technicals before jumping in.
Can XRP Really Flip
Ethereum?
Kendrick’s
claim hinges on XRP’s market cap ($100 billion) surpassing Ethereum’s ($183
billion) by 2028. “XRP’s payment focus gives it an edge over Ethereum’s broader
scope,” he argues. Skeptics point to Ethereum’s developer moat, but XRP’s
momentum is undeniable.
Is XRP the Future of
Payments?
With
RippleNet processing $1 billion monthly, XRP’s speed (3–5 seconds) and low fees
($0.0002) rival SWIFT.
Stay ahead of the crypto
curve! Dive into the latest XRP market insights and expert analysis on
FinanceMagnates.com.
XRP, the
native token of Ripple’s XRP Ledger, is stealing the spotlight in 2025. After
surging 600% from November 2024 to January 2025, it’s now consolidating around
$2 Yet, a blockbuster prediction from Standard Chartered (Stan Chart) has
reignited excitement: XRP could hit $12.50 by 2028, a 500%+ leap from today’s
levels.
Even more
audacious, the bank sees XRP overtaking Ethereum’s (ETH) market cap,
potentially becoming the second-largest non-stablecoin crypto behind Bitcoin (BTC).
But how
realistic is this forecast? What’s fueling XRP’s potential ascent, and what
risks lie ahead? In this in-depth guide, we’ll unpack Standard Chartered’s
bullish outlook, analyze the market dynamics propelling XRP, and provide
actionable insights.
From
regulatory wins to technical signals, here’s everything you need to know about
XRP’s trajectory in 2025 and why the XRP price is going up.
Geoffrey
Kendrick, Standard Chartered’s Global Head of Digital Assets Research, laid out
a multi-year roadmap for XRP that’s turning heads. In a recent report from this
week, Kendrick projects:
- 2025:
$5.50,
over 200% jump from $2. - 2026:
$8.00, up 44% year-over-year. - 2027:
$10.40, nearing double-digit territory. - 2028: $12.50, a 500% rise from
today, with XRP potentially flipping Ethereum’s market cap. - 2029: A slight dip to $12.25,
stabilizing at lofty levels.
You may
also like: How
Low Can Bitcoin Go? This Expert Predicts BTC Price Drop to $10,000
Geoffrey Kendrick, Standard Chartered’s Global Head of Digital Assets Research
Kendrick’s
optimism isn’t blind hype—it’s grounded in three pivotal drivers: regulatory
clarity, cross-border payment utility and tokenization and ETF potential.
- Regulatory Clarity: Ripple’s
legal saga with the U.S. Securities and Exchange Commission (SEC) took a
decisive turn in 2025 when the SEC dropped its appeal. “This was
expected after Trump’s crypto-friendly administration took hold,” Kendrick
noted. A clearer regulatory path removes a long-standing overhang,
boosting investor confidence. - Cross-Border Payment Utility: XRP’s core strength lies in
facilitating fast, low-cost international transactions. Kendrick compares
its role to stablecoins, citing their 50% annual transaction volume
growth. “XRP’s blockchain is a payments chain,” he said, projecting
similar adoption curves. Ripple’s partnerships with institutions like
Santander and SBI Holdings reinforce this edge. - Tokenization and ETF Potential: Ripple is diving into asset
tokenization, including U.S. Treasury bill funds and its stablecoin,
RLUSD. Kendrick
also anticipates SEC approval for a spot XRP ETF by Q3 2025,
potentially unlocking $4–8 billion in inflows within the first year. “This
would legitimize XRP for institutional and retail investors,” he added.
XRP to hit $5.5 by ’25 & $12.5 by ’28?
— Halvings.org (@Halvings_org) April 10, 2025
However,
Kendrick acknowledges hurdles. XRP’s developer ecosystem lags behind
Ethereum’s, and its low-fee model may cap value capture. Still, he believes
these are outweighed by XRP’s real-world utility and market tailwinds.
XRP Price Is Up Today
As of
Saturday, April 12, 2025, one XRP is trading at $2.05 on the Bitstamp exchange,
reflecting a 0.16% increase since the start of the session. This continues the
upward momentum from Friday, when the token surged by nearly 3%.
Over the
past 24 hours, XRP has gained approximately 3%, pushing its market
capitalization to nearly $120 billion. The daily trading volume exceeds $3
billion.
XRP Price Today. Source: CoinMarketCap
Why Is XRP Going Up? The 5
Main ReasonsssWhy Is
XRP’s
potential isn’t just about one bank’s forecast. A confluence of factors is
setting the stage for a breakout, offering retail investors a compelling case
to watch closely:
1. Regulatory Tailwinds
The SEC’s
decision to pause its Ripple appeal, combined with President Trump’s pro-crypto
policies, has shifted sentiment. Trump’s proposed strategic crypto
reserve—though initially excluding XRP—signals broader market support that
could lift all boats.
2. Institutional Adoption
Ripple’s XRP
Ledger is gaining traction for cross-border remittances. Banks in Japan,
Latin America, and the Middle East are testing XRP for liquidity provisioning
via RippleNet’s On-Demand Liquidity (ODL) service.
3. ETF Hype
The U.S.
launch of a leveraged XRP ETF in 2025, while not a spot product, sparked buzz.
Bloomberg’s Eric Balchunas called it a sign “nature is healing” for crypto’s
bold predictions. A spot ETF approval could drive billions in inflows,
mirroring Bitcoin’s ETF-fueled rally in 2024.
4. Tokenization Ambitions
Ripple’s push
into tokenized assets—like Treasury bills and RLUSD—positions XRP as a
backbone for next-gen finance. Kendrick sees the XRP Ledger evolving into a
“tokenization chain,” amplifying its utility beyond payments.
5. Market Resilience
Despite a
7.4% drop in 24 hours amid Trump’s tariff-induced selloff, XRP’s $1.75 support
held firm.
“Honestly, it’s hard to justify XRP rallying nearly 4x since
November while Ethereum, a technically superior and far more widely adopted
platform, has dropped almost 40% in the same timeframe,” Dr. Kirill Kretov at CoinPanel commented for FinanceMagnates.com. “I’m starting to think
ETH underperformance and XRP overperformance are more connected than they seem.”
How High Can XRP Go?
Technical Analysis and Historical Context
Standard
Chartered’s $12.50 call implies a market cap nearing $700 billion—nearly seven
times XRP’s current $100 billion. Is this feasible? Let’s break it down with
technicals and history.
Technical Analysis
Based
on my technical analysis, XRP’s price chart reveals a bearish regression
channel forming since the January 2025 highs, characterized by lower highs and
lower lows. The lower boundary of this channel was tested earlier this month,
providing a foundation for XRP’s recent bounce. The upper boundary currently
sits near $2.52, which I view as the short-term upside target for the token.
Additionally,
I’ve mapped out a grid of support and resistance levels. The key support zone
lies at the February and April 2025 lows around $1.77, reinforced by the
psychological $2.00 level tested in December 2024, as well as significant
activity between late February and early March 2025.
XRP/USDT Price Chart. Source: TradingView.com
On the
resistance side, the first hurdle is at $2.59, aligning with the upper edge of
the bearish regression channel and local highs from mid-March 2025. The next
resistance zone spans $2.87–$2.99, defined by peaks from December 2024 and
March 2025. The ultimate resistance is at $3.40, marking this year’s
high.
Support and Resistance Levels
|
Type |
Price Level |
Description |
|
Support |
$1.77 |
February |
|
Support |
$2.00 |
Psychological |
|
Resistance |
$2.52 |
Upper |
|
Resistance |
$2.59 |
Mid-March |
|
Resistance |
$2.87–$2.99 |
Zone |
|
Resistance |
$3.40 |
2025 |
Historical Context
XRP’s
past offers perspective:
- 2017–2018: XRP soared 36,000% to $3.40,
driven by crypto mania, before crashing 80%. - 2024–2025: A 580% rally from $0.50 to
$3.00 post-Trump’s election shows XRP’s volatility. A 500% jump to $12.50
is bold but not unprecedented if adoption scales.
What Could Derail XRP’s
Rally? Risks to Watch
No
forecast is bulletproof. Here are the key risks for retail investors to
monitor:
- Macroeconomic Turbulence: Trump’s
tariffs—potentially 60% on Chinese imports—are spooking markets. A
global trade slowdown could sap crypto liquidity, capping XRP’s upside.
- Regulatory Reversal: While Trump’s administration
leans pro-crypto, a policy shift or SEC crackdown could stall ETF
approvals, denting sentiment. - Competition: Stablecoins like USDT and
SWIFT’s blockchain experiments threaten XRP’s payment niche. If
banks pivot to alternatives, demand could wane. - Technical Weakness: A break below $1.75 could
trigger a slide to $1.30, per Martinez’s bearish scenario. Retail
investors should set stop-losses to manage downside.
- Developer Ecosystem: Kendrick flags XRP’s smaller
dev community as a bottleneck. Ethereum’s robust ecosystem could keep it
ahead unless Ripple scales innovation.
Why XRP Might Outshine
Expectations
Despite
risks, XRP’s fundamentals paint a rosy picture. Here’s why bulls are doubling
down:
- Supply Dynamics: XRP’s 57 billion circulating
supply (of 100 billion total) limits dilution compared to inflationary
tokens. A $12.50 price implies strong demand, not token bloat. - Institutional Backing: Firms like Grayscale and
Bitwise are filing for XRP ETFs, signaling confidence. - Global Reach: Ripple’s 70+ country
footprint, from Japan to the UAE, gives XRP a head start in emerging
markets. - Historical Resilience: XRP weathered a multi-year
SEC lawsuit and still hit $3.00 in 2025. Its ability to rebound is
unmatched.
XRP Price Predictions 2025–2028
The bank’s
Geoffrey Kendrick emphasizes the XRP Ledger’s potential to evolve into a
tokenization hub, projecting a market cap that could rival Ethereum’s. This
trajectory assumes robust institutional adoption and sustained global demand
for efficient payment solutions, though it acknowledges risks like a smaller
developer ecosystem.
|
Source |
2025 |
2026 |
2027 |
2028 |
Key Drivers |
|
Standard Chartered |
$5.50 |
$8.00 |
$10.40 |
$12.50 |
ETF |
|
CoinPedia |
$5.81 |
$8.60 |
– |
– |
RippleNet growth, banking adoption |
|
Changelly |
$2.05 |
– |
– |
$7.10 |
Conservative |
|
Egrag Crypto |
$17.00 |
– |
– |
– |
Technical patterns, $3.40 breakout |
CoinPedia
aligns closely with Standard Chartered for 2025, predicting $5.81, and edges
slightly higher to $8.60 by 2026. Their analysis focuses on RippleNet’s
expanding footprint in banking, particularly in Asia and Latin America, where
institutions are leveraging XRP for liquidity.
Changelly
takes a more conservative stance, projecting $2.05 for 2025 and $7.10 by 2028.
This restrained outlook accounts for potential volatility from global trade
tensions and a slower pace of institutional uptake.
Egrag
Crypto delivers the boldest call, forecasting a staggering $17.00 by 2025. This
technical-driven prediction stems from chart patterns, notably a future
breakout above $3.40, which Egrag sees as a launchpad for exponential gains.
Others
also liked: Will
XRP Go Up? New Price Forecasts Show If XRP Can Reach $100
How Thin Markets Could
Amplify XRP’s Next Move
Kretov from CoinPanel also
broke down the trading dynamics that could make XRP a volatile standout in
today’s crypto landscape.
“In thin
markets, miracles are always possible, especially when large players are
involved,” Kretov explains. “But charts only show the consequences of
decisions, not the decisions themselves.” To get to the heart of XRP’s
potential, he analyzed the order books for XRP/USDT on Binance and XRP/USD on
Coinbase, asking a simple question: What would it take to double XRP’s price,
say, from $2 to $4?
Source: CoinPanel
The numbers
are striking. “On Binance, you’d need roughly $77.6 million to clear the sell
side and reach $4, about 27 million XRP in the book,” Kretov notes. “On
Coinbase, it’s a bit thicker—around $100 million for the same 2x move, or 33
million XRP.” While these figures sound hefty, they pale in comparison to other
major cryptocurrencies. For perspective, doubling Ethereum’s price would also
require about $100 million, but ETH benefits from deep liquidity across
decentralized exchanges and DeFi platforms. Bitcoin? A mere 10% upward move on
Binance’s BTC/USDT pair would demand nearly $200 million in market orders.
This
disparity highlights XRP’s unique position. “This illustrates how much easier
it is to move altcoin prices like XRP than it is with BTC or ETH,” Kretov says.
In illiquid conditions, a single whale—or even a well-timed event—could trigger
a dramatic repricing. A $100 million buy, for instance, could jolt XRP’s price,
spark headlines, and inflate its perceived market cap, even if the surge isn’t
sustainable. However, Kretov warns of the ripple effects: “A purchase that
large would cause slippage, arbitrage across exchanges, and attract fresh
liquidity, so the effect wouldn’t be permanent.”
XRP Price Prediction: FAQ
How High Can XRP Go by
2028?
Standard
Chartered’s $12.50 target implies a 592% rise from $1.80, driven by ETF
approvals and payment adoption. “XRP’s market cap could hit $700 billion,”
Kendrick says. More conservative estimates, like Changelly’s $7.10, reflect
macro risks. A $5–$15 range feels balanced.
What If I Bought $100 of
XRP Today?
At $1.80,
$100 buys 55.56 XRP. If it hits $12.50 by 2028, that’s $694—a 594% return. Even
at $5.50 (2025), it’s $305. But a drop to $1.30 could shrink it to $72. Diversify
to manage risk.
Is XRP a Good Investment
in 2025?
XRP’s
utility, ETF buzz, and regulatory wins make it compelling. With $1.75 support
holding, $100–$500 entries suit risk-tolerant investors. Watch tariffs and
technicals before jumping in.
Can XRP Really Flip
Ethereum?
Kendrick’s
claim hinges on XRP’s market cap ($100 billion) surpassing Ethereum’s ($183
billion) by 2028. “XRP’s payment focus gives it an edge over Ethereum’s broader
scope,” he argues. Skeptics point to Ethereum’s developer moat, but XRP’s
momentum is undeniable.
Is XRP the Future of
Payments?
With
RippleNet processing $1 billion monthly, XRP’s speed (3–5 seconds) and low fees
($0.0002) rival SWIFT.
Stay ahead of the crypto
curve! Dive into the latest XRP market insights and expert analysis on
FinanceMagnates.com.
