Why Is XRP Surging for 4 Days Straight? Ripple’s Dubai License and New XRP Price Prediction Fuel the Rally

XRP’s price is much more volatile than Bitcoin’s, as seen in this week’s XRP/USDT chart. The price is rising for the fourth consecutive day, driven by positive news about Ripple’s new licenses and growing expectations for an XRP ETF.
In this article, we explain why XRP is surging above $2.31 and explore top analysts’ latest XRP price predictions for 2025 and beyond.

XRP, the
digital asset associated with Ripple, has climbed to $2.31 today (Friday, March
14, 2025), marking its fourth consecutive day of gains as investors react to
positive regulatory developments and bullish market predictions. The
cryptocurrency has gained 3% in the last 24 hours alone, continuing a momentum
that has caught the attention of both retail and institutional investors.

XRP price today. Why is XRP going up? Source: CoinMarketCap

This
four-day rally comes after weeks of bearish correction, suggesting a potential
shift in market sentiment regarding XRP’s prospects. XRP’s price is rebounding
from the psychological support level of $2
, which has been preventing sellers
from pushing it lower since November. However, this doesn’t change the fact
that XRP has dropped more than 30% from its January highs of $3.40.

XRP/USDT technical chart. Source: Tradingview

XRP’s
recent surge is linked to Ripple
news about securing a regulatory license from the Dubai Financial Services
Authority (DFSA).
This approval makes Ripple the first blockchain payments
provider authorized to operate in the Dubai International Finance Centre
(DIFC), allowing it to offer regulated crypto payment services across the UAE.

The license
strengthens Ripple’s position in the Middle East, a key market where it serves
around 20% of its global customer base. It
follows Ripple’s October 2024 in-principle approval
to launch cross-border
payment services in the region.

Brad Garlinghouse, CEO, Ripple, Source: LinkedIn

“We are
entering an unprecedented period of growth for the crypto industry, driven by
greater regulatory clarity around the world and increasing institutional
adoption,” said Brad Garlinghouse, Ripple’s Chief Executive Officer. “Thanks to
its early leadership in creating a supportive environment for tech and crypto
innovation, the UAE is exceptionally well-placed to benefit.”

The
approval aligns with the UAE’s broader goal of becoming a
global crypto hub
, attracting fintech firms with a $400 billion
international trade market

Regulatory Optimism Fuels
XRP’s Upward Trajectory

The other
important catalyst behind XRP’s current rally appears to be growing optimism
surrounding Ripple’s ongoing legal battle with the U.S. Securities and Exchange
Commission (SEC). Ripple is expected to file a pivotal appellate brief by April
16, 2025, which investors anticipate could mark a major positive shift in XRP’s
regulatory status.

This
optimism follows a significant development last year when a U.S. judge fined
Ripple $125 million
in a ruling that CEO Brad Garlinghouse described as a
victory for the company.

Why Is XRP Price Going Up
Today? Table

The recent
four-day rally that has pushed XRP to $2.32 can be attributed to several
significant developments that have bolstered investor confidence and market
sentiment. Here’s a comprehensive breakdown of the primary catalysts:

Catalyst

Details

Market
Impact

Franklin Templeton’s XRP ETF
Filing

Filed S-1 registration with SEC
on March 11, 2025


– Represents first major institutional ETF attempt for XRP

– Provides potential regulated investment vehicle

– Signals institutional validation

– Creates anticipation of increased demand

– Strengthens XRP’s legitimacy in traditional finance

Trump Administration’s Pro-Crypto
Policies

– Executive order signed January
23, 2025

– Aims to make US the “crypto capital of the world”

– Explores national digital asset stockpile

– Protects banking services for crypto companies

– Creates favorable regulatory
environment

– Reduces compliance uncertainty

– Potential inclusion in national reserves

– Improves banking relationships

Ripple’s Regulatory Approval in
Dubai

– Expands Ripple’s presence in
Middle East

– Enhances global operational footprint

– Strengthens cross-border payment capabilities

– Increases potential XRP Ledger transaction volume

– Demonstrates international
regulatory acceptance

– Opens new market opportunities

– Reinforces utility case for XRP

– Builds credibility with financial institutions

Technical Factors Behind
XRP’s Rapid Price Movement

The
cryptocurrency’s price elasticity plays a significant role in its ability to
make substantial moves in short timeframes. According to crypto analyst Dom,
XRP experiences sharper price increases primarily due to its relatively thin
order books. This characteristic creates what analysts describe as a
“vacuum effect” when significant buying pressure enters the market.

Unlike
Bitcoin, which requires approximately 985 million USDT to push prices up by
25%, XRP only needs about 59.73 million USDT to achieve the same percentage
increase. This makes it approximately 16.5 times easier to trigger substantial
jumps in XRP’s price compared to Bitcoin. When combined with growing investor
confidence, this technical reality amplifies price movements in either
direction.

Furthermore,
many XRP holders maintain long-term perspectives after enduring years of
volatility. These investors are unlikely to sell after moderate gains,
especially since the asset remains below its all-time high of $3.84. This
constrained supply contributes to reduced selling pressure even during
significant price increases.

You may also like: New Price Forecasts Show If XRP Can Reach $100

XRP Price Prediction 2025 and Beyond

Industry
experts have provided varied forecasts for XRP’s performance in 2025, with
predictions ranging from moderate growth to exponential gains. These
projections are based on different factors including regulatory developments,
institutional adoption, and technical analysis.

Brad
Garlinghouse, CEO of Ripple, forecasts XRP reaching $10 by 2025, citing
regulatory clarity and Ripple’s growing utility in cross-border payments as
primary drivers for this valuation.

Shannon
Thorp, former Operational Specialist at Citi, presents an extremely bullish
outlook with predictions ranging from $100 to $500, based on anticipated
banking adoption surge. While this represents a speculative long-term view, it
highlights the potential some experts see in XRP’s future.

Crypto
analyst Egrag Crypto, who has over 70,000 followers on X (formerly Twitter),
predicts XRP could exceed $5 by the end of 2025, pointing to bullish reversal
patterns and increasing institutional momentum as key factors.

Thomas
Kralow, a hedge fund manager and crypto YouTuber, offers a medium-term target
of $8-$10 for XRP by 2025, basing his analysis on market trends and XRP’s
practical utility in real-world applications.

Read this: DeepSeek AI Predicts XRP to Reach $5 and Bitcoin to Hit $500K in 2025

Technical
analyst Crypto Patel forecasts a $10 price target, drawing parallels to XRP’s
2017 performance when it experienced a 40,000% price increase. While his full
prediction extends to 2026, 2025 could see significant buildup toward this
target.

Cathie
Wood, CEO of ARK Invest, while not specifying a 2025 price target, has
suggested XRP could reach $1 million by 2030, implying substantial growth
during the 2025 period as part of this trajectory.

Himanshu
Maradiya, Founder of CIFDAQ, projects a range of $5-$15 for XRP by 2025, with
his bull case tied to widespread On-Demand Liquidity (ODL) adoption and
expansion of global partnerships.

Crypto
Analyst XRP Captain has made one of the most bullish predictions, suggesting
XRP could reach $250 by 2026, with 2025 likely representing a critical stepping
stone toward this ambitious target.

XRP Price Prediction
Comparison Table

Analyst

Role

2025 Price
Forecast

Key
Reasoning

Shannon
Thorp

Former
Operational Specialist, Citi

$100 – $500

Banking adoption surge;
speculative long-term view

XRP
Captain

Crypto
Analyst

$250 (by
2026)

Extreme bullish case post-lawsuit;
2025 as stepping stone

Himanshu
Maradiya

Founder,
CIFDAQ

$5 – $15

Bull case tied to widespread ODL
adoption and global partnerships

Thomas
Kralow

Hedge Fund Manager, Crypto
YouTuber

$8 – $10

Medium-term target based on market
analysis and XRP’s utility

Brad
Garlinghouse

CEO of Ripple

$10

Regulatory clarity and Ripple’s
cross-border payment utility

Crypto
Patel

Technical
Analyst on X

$10

Predicts a 40,000% pump mirroring
2017 patterns

Egrag
Crypto

Popular X Analyst (70K followers)

$5+

Bullish reversal patterns and
institutional momentum

Cathie
Wood

CEO of ARK
Invest

Not specified for 2025 ($1M by
2030)

Institutional adoption and
inflation hedge

How high
can XRP price go? Forecasts table

XRP Price News, FAQ

How Much Is XRP?

As of March
14, 2025, XRP is trading at approximately $2.31. Price is going up by 3%,
rebounding visibly from this week lows below $2.00.

Why Is XRP Going Up?

Due to Ripple’s
newest announcement of DFSA payments license. Moreover, positive outcomes in
legal disputes, such as Ripple’s ongoing case with the SEC, have bolstered
investor confidence. President Donald Trump’s announcement to include XRP in
the U.S. strategic crypto reserve has also significantly boosted its value

How High Can XRP Go?

The experts
anticipate XRP reaching between $5 to $7 in the first half of 2025, driven by
post-election momentum and Ripple’s progress. More optimistic scenarios suggest
that XRP could achieve higher valuations, potentially reaching $100 or more in
the long term, depending on widespread adoption and favorable regulatory
conditions.

What Is XRP?

XRP is a
digital asset developed by Ripple Labs, designed to facilitate fast and
cost-effective cross-border payments. Operating on the XRP Ledger, an
open-source blockchain, XRP aims to streamline transactions between financial
institutions by offering liquidity and reducing settlement times. Unlike
Bitcoin, which relies on mining, XRP uses a consensus protocol, making
transactions more efficient and environmentally friendly.

How to Buy XRP?

Buying XRP
is straightforward and can be done on major cryptocurrency exchanges such as Binance,
Coinbase, Kraken, and KuCoin. To purchase XRP, follow these steps:

  1. Choose a Crypto Exchange – Select a platform that
    supports XRP trading.
  2. Create an Account – Sign up, complete KYC
    verification, and secure your account.
  3. Deposit Funds – Add fiat currency (USD, EUR,
    etc.) or another cryptocurrency like Bitcoin or USDT.
  4. Buy XRP – Place a market or limit
    order to purchase XRP at your preferred price.
  5. Store Securely – Transfer XRP to a secure
    wallet (hardware or software) for added security.

Is XRP a Good Investment?

Yes. As one
of the leading cryptocurrencies for payments, XRP is favored by financial
institutions due to its fast settlement times and low transaction costs.
However, XRP has faced legal challenges, particularly the SEC lawsuit against
Ripple, which impacted its price volatility. While some investors see XRP as a
strong long-term play due to its real-world utility, others remain cautious due
to ongoing regulatory scrutiny.

XRP’s price is much more volatile than Bitcoin’s, as seen in this week’s XRP/USDT chart. The price is rising for the fourth consecutive day, driven by positive news about Ripple’s new licenses and growing expectations for an XRP ETF.
In this article, we explain why XRP is surging above $2.31 and explore top analysts’ latest XRP price predictions for 2025 and beyond.

XRP, the
digital asset associated with Ripple, has climbed to $2.31 today (Friday, March
14, 2025), marking its fourth consecutive day of gains as investors react to
positive regulatory developments and bullish market predictions. The
cryptocurrency has gained 3% in the last 24 hours alone, continuing a momentum
that has caught the attention of both retail and institutional investors.

XRP price today. Why is XRP going up? Source: CoinMarketCap

This
four-day rally comes after weeks of bearish correction, suggesting a potential
shift in market sentiment regarding XRP’s prospects. XRP’s price is rebounding
from the psychological support level of $2
, which has been preventing sellers
from pushing it lower since November. However, this doesn’t change the fact
that XRP has dropped more than 30% from its January highs of $3.40.

XRP/USDT technical chart. Source: Tradingview

XRP’s
recent surge is linked to Ripple
news about securing a regulatory license from the Dubai Financial Services
Authority (DFSA).
This approval makes Ripple the first blockchain payments
provider authorized to operate in the Dubai International Finance Centre
(DIFC), allowing it to offer regulated crypto payment services across the UAE.

The license
strengthens Ripple’s position in the Middle East, a key market where it serves
around 20% of its global customer base. It
follows Ripple’s October 2024 in-principle approval
to launch cross-border
payment services in the region.

Brad Garlinghouse, CEO, Ripple, Source: LinkedIn

“We are
entering an unprecedented period of growth for the crypto industry, driven by
greater regulatory clarity around the world and increasing institutional
adoption,” said Brad Garlinghouse, Ripple’s Chief Executive Officer. “Thanks to
its early leadership in creating a supportive environment for tech and crypto
innovation, the UAE is exceptionally well-placed to benefit.”

The
approval aligns with the UAE’s broader goal of becoming a
global crypto hub
, attracting fintech firms with a $400 billion
international trade market

Regulatory Optimism Fuels
XRP’s Upward Trajectory

The other
important catalyst behind XRP’s current rally appears to be growing optimism
surrounding Ripple’s ongoing legal battle with the U.S. Securities and Exchange
Commission (SEC). Ripple is expected to file a pivotal appellate brief by April
16, 2025, which investors anticipate could mark a major positive shift in XRP’s
regulatory status.

This
optimism follows a significant development last year when a U.S. judge fined
Ripple $125 million
in a ruling that CEO Brad Garlinghouse described as a
victory for the company.

Why Is XRP Price Going Up
Today? Table

The recent
four-day rally that has pushed XRP to $2.32 can be attributed to several
significant developments that have bolstered investor confidence and market
sentiment. Here’s a comprehensive breakdown of the primary catalysts:

Catalyst

Details

Market
Impact

Franklin Templeton’s XRP ETF
Filing

Filed S-1 registration with SEC
on March 11, 2025


– Represents first major institutional ETF attempt for XRP

– Provides potential regulated investment vehicle

– Signals institutional validation

– Creates anticipation of increased demand

– Strengthens XRP’s legitimacy in traditional finance

Trump Administration’s Pro-Crypto
Policies

– Executive order signed January
23, 2025

– Aims to make US the “crypto capital of the world”

– Explores national digital asset stockpile

– Protects banking services for crypto companies

– Creates favorable regulatory
environment

– Reduces compliance uncertainty

– Potential inclusion in national reserves

– Improves banking relationships

Ripple’s Regulatory Approval in
Dubai

– Expands Ripple’s presence in
Middle East

– Enhances global operational footprint

– Strengthens cross-border payment capabilities

– Increases potential XRP Ledger transaction volume

– Demonstrates international
regulatory acceptance

– Opens new market opportunities

– Reinforces utility case for XRP

– Builds credibility with financial institutions

Technical Factors Behind
XRP’s Rapid Price Movement

The
cryptocurrency’s price elasticity plays a significant role in its ability to
make substantial moves in short timeframes. According to crypto analyst Dom,
XRP experiences sharper price increases primarily due to its relatively thin
order books. This characteristic creates what analysts describe as a
“vacuum effect” when significant buying pressure enters the market.

Unlike
Bitcoin, which requires approximately 985 million USDT to push prices up by
25%, XRP only needs about 59.73 million USDT to achieve the same percentage
increase. This makes it approximately 16.5 times easier to trigger substantial
jumps in XRP’s price compared to Bitcoin. When combined with growing investor
confidence, this technical reality amplifies price movements in either
direction.

Furthermore,
many XRP holders maintain long-term perspectives after enduring years of
volatility. These investors are unlikely to sell after moderate gains,
especially since the asset remains below its all-time high of $3.84. This
constrained supply contributes to reduced selling pressure even during
significant price increases.

You may also like: New Price Forecasts Show If XRP Can Reach $100

XRP Price Prediction 2025 and Beyond

Industry
experts have provided varied forecasts for XRP’s performance in 2025, with
predictions ranging from moderate growth to exponential gains. These
projections are based on different factors including regulatory developments,
institutional adoption, and technical analysis.

Brad
Garlinghouse, CEO of Ripple, forecasts XRP reaching $10 by 2025, citing
regulatory clarity and Ripple’s growing utility in cross-border payments as
primary drivers for this valuation.

Shannon
Thorp, former Operational Specialist at Citi, presents an extremely bullish
outlook with predictions ranging from $100 to $500, based on anticipated
banking adoption surge. While this represents a speculative long-term view, it
highlights the potential some experts see in XRP’s future.

Crypto
analyst Egrag Crypto, who has over 70,000 followers on X (formerly Twitter),
predicts XRP could exceed $5 by the end of 2025, pointing to bullish reversal
patterns and increasing institutional momentum as key factors.

Thomas
Kralow, a hedge fund manager and crypto YouTuber, offers a medium-term target
of $8-$10 for XRP by 2025, basing his analysis on market trends and XRP’s
practical utility in real-world applications.

Read this: DeepSeek AI Predicts XRP to Reach $5 and Bitcoin to Hit $500K in 2025

Technical
analyst Crypto Patel forecasts a $10 price target, drawing parallels to XRP’s
2017 performance when it experienced a 40,000% price increase. While his full
prediction extends to 2026, 2025 could see significant buildup toward this
target.

Cathie
Wood, CEO of ARK Invest, while not specifying a 2025 price target, has
suggested XRP could reach $1 million by 2030, implying substantial growth
during the 2025 period as part of this trajectory.

Himanshu
Maradiya, Founder of CIFDAQ, projects a range of $5-$15 for XRP by 2025, with
his bull case tied to widespread On-Demand Liquidity (ODL) adoption and
expansion of global partnerships.

Crypto
Analyst XRP Captain has made one of the most bullish predictions, suggesting
XRP could reach $250 by 2026, with 2025 likely representing a critical stepping
stone toward this ambitious target.

XRP Price Prediction
Comparison Table

Analyst

Role

2025 Price
Forecast

Key
Reasoning

Shannon
Thorp

Former
Operational Specialist, Citi

$100 – $500

Banking adoption surge;
speculative long-term view

XRP
Captain

Crypto
Analyst

$250 (by
2026)

Extreme bullish case post-lawsuit;
2025 as stepping stone

Himanshu
Maradiya

Founder,
CIFDAQ

$5 – $15

Bull case tied to widespread ODL
adoption and global partnerships

Thomas
Kralow

Hedge Fund Manager, Crypto
YouTuber

$8 – $10

Medium-term target based on market
analysis and XRP’s utility

Brad
Garlinghouse

CEO of Ripple

$10

Regulatory clarity and Ripple’s
cross-border payment utility

Crypto
Patel

Technical
Analyst on X

$10

Predicts a 40,000% pump mirroring
2017 patterns

Egrag
Crypto

Popular X Analyst (70K followers)

$5+

Bullish reversal patterns and
institutional momentum

Cathie
Wood

CEO of ARK
Invest

Not specified for 2025 ($1M by
2030)

Institutional adoption and
inflation hedge

How high
can XRP price go? Forecasts table

XRP Price News, FAQ

How Much Is XRP?

As of March
14, 2025, XRP is trading at approximately $2.31. Price is going up by 3%,
rebounding visibly from this week lows below $2.00.

Why Is XRP Going Up?

Due to Ripple’s
newest announcement of DFSA payments license. Moreover, positive outcomes in
legal disputes, such as Ripple’s ongoing case with the SEC, have bolstered
investor confidence. President Donald Trump’s announcement to include XRP in
the U.S. strategic crypto reserve has also significantly boosted its value

How High Can XRP Go?

The experts
anticipate XRP reaching between $5 to $7 in the first half of 2025, driven by
post-election momentum and Ripple’s progress. More optimistic scenarios suggest
that XRP could achieve higher valuations, potentially reaching $100 or more in
the long term, depending on widespread adoption and favorable regulatory
conditions.

What Is XRP?

XRP is a
digital asset developed by Ripple Labs, designed to facilitate fast and
cost-effective cross-border payments. Operating on the XRP Ledger, an
open-source blockchain, XRP aims to streamline transactions between financial
institutions by offering liquidity and reducing settlement times. Unlike
Bitcoin, which relies on mining, XRP uses a consensus protocol, making
transactions more efficient and environmentally friendly.

How to Buy XRP?

Buying XRP
is straightforward and can be done on major cryptocurrency exchanges such as Binance,
Coinbase, Kraken, and KuCoin. To purchase XRP, follow these steps:

  1. Choose a Crypto Exchange – Select a platform that
    supports XRP trading.
  2. Create an Account – Sign up, complete KYC
    verification, and secure your account.
  3. Deposit Funds – Add fiat currency (USD, EUR,
    etc.) or another cryptocurrency like Bitcoin or USDT.
  4. Buy XRP – Place a market or limit
    order to purchase XRP at your preferred price.
  5. Store Securely – Transfer XRP to a secure
    wallet (hardware or software) for added security.

Is XRP a Good Investment?

Yes. As one
of the leading cryptocurrencies for payments, XRP is favored by financial
institutions due to its fast settlement times and low transaction costs.
However, XRP has faced legal challenges, particularly the SEC lawsuit against
Ripple, which impacted its price volatility. While some investors see XRP as a
strong long-term play due to its real-world utility, others remain cautious due
to ongoing regulatory scrutiny.